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Chase Private Consolidation Loan

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Private student loan consolidation can help you manage your private student loans after college.* When you consolidate, you combine all of your eligible private student loans into a single loan. This means you'll only have one private student loan payment each month. Federal student loans are not eligible for this program.

Benefits of private student loan consolidation include:

  • One monthly private student loan payment
  • No application or origination fees
  • No prepayment penalty
  • Competitive rates

What you need to know:

  • You can apply for a private consolidation loan any time after you graduate
  • You can consolidate a minimum of $7,500
  • You can apply on your own, but having a creditworthy cosigner will reduce your interest rate
Start consolidating your private loans now

*Important Information: Chase Private Consolidation Loans are subject to credit approval, receipt of a completed and signed loan application/promissory note, verification of application information and acceptance of loan terms. Only private education loans that are in good standing from eligible Title IV schools may be included. Federal education loans are not eligible under this program. Minimum loan amount is $7,500, with a cumulative borrowing limit of $150,000, based on credit eligibility. Other terms and conditions apply. Chase is not currently accepting applications for the Chase Private Consolidation Loan.

Chase does not sell these loans to another lender.

In most cases, consolidating your private student loans will extend the repayment period beyond the repayment periods of the private student loans being consolidated. However, your monthly loan payment may be lower than your individual private student loan payments combined. Extending the loan term will likely increase the overall cost of your loan. You can choose to repay principal at any time with no prepayment penalty. Federal student loans are not eligible for private consolidation.

This information was current as of 06/30/2010 and is subject to change. Contact Chase for the most up-to-date product terms.

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